Drowning in debt in Boise?
Bankruptcy is a legal fresh start, and for many Boise families it stops wage garnishment, collection calls and foreclosure the moment it is filed. The two main consumer options — Chapter 7 and Chapter 13 — work very differently, and the right lawyer helps you choose and file correctly. Below are the Boise bankruptcy firms recognized most consistently across independent directories.
Most Boise bankruptcy lawyers charge a flat fee, quoted after a free consultation, plus the court's filing fee. The strongest practices file high volumes in Idaho's bankruptcy court, know the local trustees, and will tell you honestly whether bankruptcy is the right move or whether another option fits better.
How we picked these firms: We cross-referenced Super Lawyers, Avvo, Justia and Expertise.com, then looked for peer recognition, published results, and consistent client review patterns. A firm had to appear across at least two independent sources to make the list. We do not accept payment for placement and we do not write sponsored reviews. Where a firm's size or founding year isn't publicly confirmed, we leave it out rather than guess. More on our methodology →
Practice focus: Chapter 7, Chapter 11, Chapter 13
Founding attorney John O. Avery has helped thousands of clients since 1985, and the firm has been among Idaho's top bankruptcy filers in recent years, with offices across southern Idaho including the Boise metro.
Practice focus: Chapter 7, Chapter 13
Founded by Jake W. Peterson, the firm is a leading Idaho filer for Chapter 7 and Chapter 13, with free consultations and transparent flat-fee quoting.
Practice focus: Chapter 7, 11, 12 and 13
A leader in Idaho bankruptcy law for more than 25 years; attorney Patrick Geile chairs the Idaho State Bar's Commercial Law & Bankruptcy Section.
Practice focus: Consumer bankruptcy
Founder Glenn Godfrey offers free, no-pressure consultations directly with an attorney and flexible payment plans for Boise filers.
Practice focus: Consumer and business bankruptcy, tax
A Boise firm practicing bankruptcy and tax law, handling consumer and complex business cases across southwest Idaho and eastern Oregon.
Practice focus: Debtor bankruptcy
Led by Bart Green, a bankruptcy attorney with more than three decades of experience exclusively representing debtors in Boise.
Practice focus: Chapter 7, 11, 12, 13
A Boise firm assisting individuals and businesses across the major consumer and business bankruptcy chapters.
Practice focus: Business bankruptcy, real estate, collections
Attorney Michael A. Hall emphasizes real estate, business and bankruptcy law for small and mid-sized businesses.
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Request Free Consultation →Chapter 7 wipes out most unsecured debt in roughly three to four months for people who pass the means test; Idaho exemptions protect a lot of everyday property. Chapter 13 reorganizes debt into a three-to-five-year repayment plan and is used by people who earn too much for Chapter 7 or who want to catch up on a mortgage or car loan. The moment you file, an automatic stay halts most collection, garnishment and foreclosure activity.
Idaho cases are filed in the U.S. Bankruptcy Court for the District of Idaho, and both chapters require two short online courses — credit counseling before filing and a debtor-education course after.
Boise bankruptcy attorneys generally charge a flat fee. A typical Chapter 7 runs roughly $1,000 to $1,800 in attorney fees plus the $338 court filing fee, while Chapter 13 attorney fees are higher — often around $3,000 to $4,500 — but are frequently paid through the repayment plan rather than up front, plus the $313 filing fee. The two required courses cost a small amount each. Ask exactly what the flat fee covers and whether payment plans are available.
Look for a lawyer who files bankruptcy regularly in Idaho, offers a genuine free consultation with an attorney rather than a salesperson, and explains plainly which chapter fits your situation. Ask how many cases they file a year, who prepares your petition, and whether the quoted fee is all-inclusive. A good bankruptcy lawyer also tells you when you should not file.
Yes. Filing triggers an automatic stay that halts most garnishment, collection calls and foreclosure activity immediately.
Most charge a flat fee — roughly $1,000 to $1,800 for Chapter 7 plus the $338 court filing fee, and around $3,000 to $4,500 for Chapter 13 (often paid through the plan) plus the $313 filing fee.
Chapter 7 erases most unsecured debt quickly if you pass the means test. Chapter 13 reorganizes debt into a three-to-five-year plan and helps if you earn too much for Chapter 7 or need to catch up on a house or car.
A typical Chapter 7 case finishes in about three to four months from filing to discharge.
Often no. Idaho exemptions protect a lot of property, and many filers keep their home and vehicle, especially if they stay current on those payments.
Most Boise bankruptcy firms offer a free initial consultation, often directly with an attorney.
One last thing. Choosing a lawyer is personal. Read recent reviews, then talk to two or three firms before you decide. Ask each how many cases like yours they have handled in the last three years — the answer tells you a lot. — The LawFirmSquare team