Filing for bankruptcy in Henderson runs through the U.S. Bankruptcy Court for the District of Nevada in Las Vegas, and the right attorney can mean the difference between a clean discharge and a dismissed case. These eight Henderson-area bankruptcy firms handle Chapter 7 and Chapter 13, and each is verified against at least two independent sources.
Updated October 21, 202512 min readEditorially independent
If your wages are being garnished, a creditor is calling daily, or a foreclosure date is on the calendar, bankruptcy is not failure - it is a legal tool Congress built for exactly this moment. In Henderson, most consumer cases are Chapter 7 (a fast wipe of unsecured debt) or Chapter 13 (a three-to-five-year repayment plan that can save your house). Which one fits depends on your income, your assets, and Nevada's exemption rules.
Nevada is generous to filers in one big way: the state homestead exemption protects up to $605,000 of equity in your primary residence, far more than federal law. That single number changes the math for a lot of Henderson homeowners deciding between Chapter 7 and Chapter 13. A local attorney who files in the Las Vegas division every week knows how the Chapter 13 trustee and the assigned judges treat these cases.
The firms below all maintain a real Henderson-area consumer or commercial bankruptcy practice. We cross-referenced Justia, Expertise.com, Super Lawyers, Avvo, and FindLaw against each firm's own published case work, and we left out lead-generation sites that are not actual local firms. Most offer a free first consultation - use it to compare two or three before you decide.
How we picked these 8: We cross-referenced peer rankings and directories (Best Lawyers, Super Lawyers, Avvo, Martindale-Hubbell, Justia, Expertise.com, FindLaw) and each firm's own published practice pages. Every firm below appeared in at least two independent sources and has a verifiable Henderson-area bankruptcy practice. We do not accept payment for placement, and we do not write sponsored reviews. More on our methodology →
1
Henderson Bankruptcy Attorneys (Erik Severino)
Henderson officesChapter 7 & 13Consumer focus
Practice focus: Chapter 7 and Chapter 13 bankruptcy, debt relief, foreclosure and repossession defense, credit repair
This Henderson firm, led by attorney Erik Severino, concentrates on bankruptcy and consumer-law matters, helping clients eliminate debt and stop foreclosures and repossessions. It maintains Henderson offices on West Warm Springs Road and St. Rose Parkway and represents filers in both Chapter 7 and Chapter 13.
Why they made the list: A genuinely Henderson-based consumer bankruptcy practice with a local office footprint, focused squarely on debt relief.
Taylor L. RandolphAvvo 4.8 (75 reviews)Bankruptcy & tax
Practice focus: Chapter 7 and Chapter 13 bankruptcy, IRS representation, loan modification
Founder Taylor L. Randolph is licensed across all Nevada courts and focuses on bankruptcy, IRS representation, and loan modification. The firm carries a 4.8 rating across 75 Avvo reviews and is a strong fit for filers whose debt problems are tangled up with back taxes.
Why they made the list: Well reviewed and useful when tax debt and bankruptcy overlap, thanks to its combined IRS and bankruptcy focus.
Super Lawyers 2023-2025Complex bankruptcyFormer court clerk
Practice focus: Consumer and complex bankruptcy, debt restructuring, commercial insolvency
Ryan Andersen practiced complex bankruptcy at one of Nevada's largest firms and served as a judicial law clerk to former U.S. Bankruptcy Judge Bruce Markell in the District of Nevada. He has been named a Super Lawyer from 2023 through 2025, giving the firm unusual depth for harder cases.
Why they made the list: Rare bankruptcy-court pedigree - a former clerk to a Nevada bankruptcy judge - that pays off in complicated or contested filings.
Practice focus: Chapter 7 and Chapter 13 bankruptcy, debt relief counseling
Black Mountain Legal has served Henderson clients for more than 15 years, helping people decide whether Chapter 7 or Chapter 13 is the better path and guiding them through filing. It is one of the few firms on this list actually rooted in Henderson rather than greater Las Vegas.
Why they made the list: A long-standing, locally based Henderson option with a straightforward consumer-debt focus.
Practice focus: Chapter 7 and Chapter 13 bankruptcy, debt relief
Newark & Newark serves Henderson and Las Vegas with a bankruptcy-focused practice and more than 35 years of experience helping individuals and families through Chapter 7 and Chapter 13 filings.
Why they made the list: Decades of bankruptcy-specific experience and a two-city reach that covers Henderson filers.
Practice focus: Chapter 7, Chapter 11, and Chapter 13 bankruptcy for individuals and businesses
Founder Robert Atkinson represents individuals, families, and businesses across Chapters 7, 11, and 13. The firm reports taking on more than 1,000 cases and eliminating at least $400 million in debt for clients, and its Chapter 11 capability sets it apart for business filers near Henderson.
Why they made the list: Adds genuine Chapter 11 business-reorganization muscle that most consumer shops do not offer.
Practice focus: Chapter 7 and Chapter 13 consumer bankruptcy
Randal R. Leonard opened his downtown Las Vegas practice in 2003 and has guided more than 500 clients through Chapter 7 and Chapter 13 filings, handling the paperwork and walking debtors through each step of the process.
Why they made the list: A long-established solo practice offering hands-on, attorney-level attention through every stage of a consumer filing.
Practice focus: Bankruptcy, debt settlement, and debt-relief alternatives
PandA Law Firm focuses on debt relief, weighing bankruptcy against debt settlement so Henderson-area clients can compare paths before committing. That makes it a useful first call if you are not yet sure bankruptcy is the right move.
Why they made the list: Helpful for people who want to compare bankruptcy with settlement before deciding which route to take.
Tell us what kind of debt you are facing and whether a foreclosure or garnishment is already underway. We will connect you with a Henderson bankruptcy lawyer who handles cases like yours. Free, confidential, no obligation.
How to choose between them in Henderson
Match the chapter to your goal. If you mostly need to erase credit-card and medical debt and you do not have much non-exempt equity, Chapter 7 is usually faster and cheaper. If you are behind on a mortgage or car you want to keep, Chapter 13 lets you catch up over time. Ask each firm which one they would file for you, and why.
Hire someone who files in Las Vegas constantly. Henderson cases go to the District of Nevada bankruptcy court in Las Vegas. A lawyer who appears before the local trustees and judges weekly reads your case differently than a volume mill that files statewide and never shows up.
Ask how the fee is split. In Chapter 13, much of the attorney fee can be paid through the plan rather than up front. In Chapter 7, you generally pay before filing. Get the total cost, the court filing fee, and the credit-counseling fee in writing before you sign.
Confirm a lawyer, not a paralegal, handles your case. Some high-volume shops run files through staff and you barely meet the attorney. Ask who attends your 341 meeting of creditors and who you call when a creditor violates the automatic stay.
Be honest about everything you own. The single fastest way to lose a discharge is leaving an asset off the schedules. A good Henderson bankruptcy lawyer will push you for the full picture - bank accounts, side income, tax refunds, even a lawsuit you might win - because the trustee will find it anyway.
What bankruptcy help typically costs in Henderson
Consumer bankruptcy in the Henderson and Las Vegas area is priced fairly consistently, though it varies with the complexity of your assets and income:
Chapter 7 attorney fee. Commonly a flat fee in the rough range of $1,000-$2,500 for a straightforward consumer case, paid before filing. More complex cases with a business or property cost more.
Chapter 13 attorney fee. Nevada uses a 'no-look' presumptive fee that the court approves without itemized review - often around $4,000-$5,000 - much of which is paid through your repayment plan rather than up front.
Court filing fee. $338 for Chapter 7 and $313 for Chapter 13 as set by the federal courts. Some filers can apply to pay in installments or, for Chapter 7, request a fee waiver based on income.
Credit counseling and debtor education. Two required courses that run roughly $10-$50 total from approved providers.
Free consultations. Most Henderson consumer bankruptcy firms offer a free initial consultation, and several advertise low or '$0 down to file' Chapter 13 arrangements. Confirm exactly what that covers.
The cheapest filing is not always the safest. A dismissed or converted case can cost you far more than the fee you saved. Ask each firm exactly what its quote covers - and what happens if a creditor objects or your case gets complicated.
How long it takes
A Henderson bankruptcy moves on a predictable schedule once you file:
Before filing. You complete a credit-counseling course and your attorney prepares the petition and schedules. The moment the case is filed, the automatic stay stops most garnishments, foreclosures, and collection calls.
About 30-45 days after filing. The 341 meeting of creditors - a short, sworn question-and-answer session with the trustee. Most consumer cases are routine and creditors rarely appear.
Chapter 7 discharge. Typically about 60-90 days after the 341 meeting, your eligible debts are wiped and the case closes - often within four months of filing.
Chapter 13 plan. Runs three to five years. You make monthly payments to the trustee, and your discharge comes at the end once the plan is complete.
Red flags to watch for when hiring a bankruptcy lawyer in Henderson
Guaranteed outcomes. No ethical attorney can promise a specific result. If a firm guarantees a win, a number, or a court ruling, walk away.
The disappearing senior partner. You meet a named partner at intake, then never hear from them again while an unsupervised junior runs the file. Ask in writing who handles your matter day to day.
Pressure to sign on the spot. Reputable firms give you the engagement letter in writing and time to read it. High-pressure intake is a volume-mill signal.
No verifiable track record. Look for named results, peer rankings, board certifications, or bar recognition — not "we have helped thousands of clients."
Vague fees. Every legitimate firm will put the fee structure, what is covered, and what triggers extra charges in a written engagement letter.
10 questions to ask in your free consultation
Most of the firms on this list offer a free or low-cost initial call. Use it. Bring a written list and write down the answers, then compare across two or three firms before you sign anything.
Who, specifically, will handle my matter day to day? Get a name and a direct email, not just the firm.
How many matters like mine have you handled in the last three years? You want a number, not a brochure line.
What is your fee, and what does it cover? Get the structure in writing before you sign.
What out-of-pocket costs am I responsible for, and when? Filing fees, records, and experts add up - ask now.
What is the realistic range of outcomes? A good lawyer gives a range; a weak one promises the high end.
How long will this take? An honest estimate, with the assumptions stated.
What is my deadline, and is it at risk? Many bankruptcy matters carry hard filing deadlines.
How often will I hear from you? Set the communication cadence now.
What can I do to help my own case? The best lawyers will give you homework.
What is the worst-case outcome? A lawyer who refuses to discuss downside risk is selling you something.
What to bring to your Henderson consultation
You will get more out of the first call if you arrive organized. For most bankruptcy matters, gather:
A short written timeline. Dates, names, and what happened, in order.
The key documents. Any contracts, letters, agreements, court orders, or filings you have received.
Your correspondence. Relevant emails, texts, or messages - and do not delete anything.
Any deadlines you know about. A court date, a signing deadline, or an agency notice.
Your questions. The 10 above are a good place to start.
If you are not sure whether something is relevant, bring it anyway. It is easier for a lawyer to set aside what does not matter than to chase down what you left at home.
Is hiring a bankruptcy lawyer in Henderson worth it?
For small, simple matters you may not need a lawyer at all, and a good one will tell you so. But the moment real money, your record, your family, or a hard deadline is involved, going without representation usually costs more than it saves. The other side — an insurer, a prosecutor, or an opposing party — almost always has a lawyer. You should not be the only person in the room without one.
Here is a simple test. If the outcome could change your finances for years, affect your children, put your freedom or immigration status at risk, or turn on a legal deadline you do not fully understand, talk to a lawyer before you act. Most of the firms above will give you an honest read in a free call, including telling you when you do not need to hire anyone at all.
The cost of a consultation is almost always lower than the cost of a mistake you cannot undo. Even if you decide to handle the matter yourself, one conversation with an experienced Henderson attorney can tell you what to watch for and where the real risks are before they become expensive.
Talk to a vetted Bankruptcy attorney in Henderson
Tell us about your situation. We'll match you with one of these firms or a similar one. Free, confidential, no obligation.
Frequently asked questions about bankruptcy lawyers in Henderson
Will bankruptcy stop a foreclosure on my Henderson home?
Yes, at least temporarily. The automatic stay takes effect the instant you file and halts a foreclosure sale. Chapter 13 can then let you cure the missed payments over time and keep the house, provided you can afford the ongoing mortgage plus the plan payment. Talk to a lawyer before the sale date - timing matters.
Chapter 7 or Chapter 13 - which one is right for me?
It depends on your income and what you want to protect. Chapter 7 erases most unsecured debt quickly if you pass the means test and do not have a lot of non-exempt equity. Chapter 13 is for people who earn too much for Chapter 7, or who are behind on a house or car they want to keep. A Henderson bankruptcy attorney will run the means test and tell you which you qualify for.
How much of my property can I keep in Nevada?
More than you might think. Nevada's homestead exemption protects up to $605,000 of equity in your primary residence, and state exemptions also cover a vehicle, household goods, tools of your trade, and most retirement accounts. An attorney maps your assets to the exemptions before you file so nothing is at risk by surprise.
What does a bankruptcy lawyer cost in Henderson?
A straightforward Chapter 7 is commonly a flat fee around $1,000-$2,500 plus the $338 court fee. Chapter 13 often runs around $4,000-$5,000 under Nevada's presumptive fee, much of it paid through your plan. Get the full number in writing before you sign.
Will everyone find out I filed for bankruptcy?
It is a public court record, but in practice no one is notified except your creditors. It is not published in the newspaper, and your employer is not told unless your wages were already being garnished. Most people's friends and family never know unless they choose to share it.
How long does bankruptcy stay on my credit?
Chapter 7 stays on your credit report for up to 10 years; Chapter 13 for up to 7. That sounds dire, but many filers see their scores start to recover within a year or two because the debt is gone and the missed-payment damage stops. A good lawyer can point you to rebuilding steps after discharge.
One last thing. Choosing a lawyer is personal. Read the reviews. Call two or three firms before you sign. Ask each one: How many matters like mine have you handled in the last three years? The answer tells you a lot. — The LawFirmSquare team
LawFirmSquare is a directory. We do not represent clients or refer cases for a fee.
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