What does an Albuquerque SSDI lawyer cost?
Federal law caps the fee at 25% of past-due benefits, hard ceiling $9,200 (as of late 2024, periodically indexed). You pay nothing if you lose. SSA pays the fee directly from back-pay when approved — you never write a check.
Where does an Albuquerque disability hearing happen?
Most cases are scheduled at the SSA Office of Hearings Operations in Albuquerque (formerly ODAR), or by phone or video. The ALJ issues a written decision typically 30 to 90 days after the hearing.
How long does an Albuquerque SSDI claim take?
Initial 6–8 months. Reconsideration 4–6 months. ALJ hearing wait 12–18 months. End to end, a fully contested case can run 24–42 months. Back-pay accrues the whole time.
SSDI vs SSI — what's the difference?
SSDI is based on work credits and earnings record. SSI is needs-based with strict income/asset limits ($2,000 individual, $3,000 couple in 2026). Many ABQ claimants qualify for both.
What's the NM approval rate?
Roughly 35% on initial applications, 13% on reconsideration. The big jump is at the ALJ hearing — represented claimants win at roughly twice the rate of unrepresented ones.
Already getting Workers' Comp — can I still file SSDI?
Yes. SSDI is offset so combined benefits cap at 80% of pre-disability average current earnings, but the SSDI claim should still be filed. Coordination is routine.
Can I work part-time while my claim is pending?
Be careful. Earnings above the 2026 SGA threshold ($1,620/month for non-blind) usually means denial. Failed work attempts can actually strengthen a claim by showing you tried.