Does my Fort Worth employer have to carry workers' comp?
No. Texas is the only state where private employers can opt out of workers' compensation. If your employer is a "non-subscriber" without comp, you generally cannot get no-fault comp benefits, but you can sue the employer in court for negligence — and the law removes several defenses they would normally have, which can make the case more valuable.
Do I pay a workers' comp lawyer up front in Texas?
No. On a comp claim, attorney fees are set and capped by the Division of Workers' Compensation — generally up to 25% of your benefits, paid from the recovery. On a non-subscriber or third-party injury case, the fee is contingency, usually about 33% before suit and 40% if filed. The consultation is free.
How long do I have to report a work injury in Texas?
Report it to your employer within 30 days of the injury, and file your claim with the Texas DWC within one year. Missing the 30-day report is one of the most common reasons claims are denied, so tell your employer in writing as soon as you can.
My Texas workers' comp claim was denied — now what?
A denial is not the end. Many are reversed through the DWC's benefit-review conference and contested-case-hearing process. Common denial reasons include disputes over whether the injury is work-related or a missed deadline. The Fort Worth firms above handle denied claims, and the consultation is free.
What is a non-subscriber lawsuit?
If your Fort Worth employer doesn't carry workers' comp, you can sue them directly for a workplace injury. Because they opted out of the comp system, Texas law bars them from using common defenses like blaming a co-worker or your own carelessness, which often makes these claims worth more than comp benefits.
Can I get more than workers' comp pays?
Sometimes. If someone other than your employer — a subcontractor, a driver, a defective machine — helped cause your injury, you may have a separate third-party claim for damages comp doesn't cover, such as full lost wages and pain and suffering. A lawyer can pursue both at once.