If debt collectors, a wage garnishment, or a looming foreclosure have you cornered, bankruptcy is a legal reset — and in Indianapolis it's filed in the U.S. Bankruptcy Court for the Southern District of Indiana, downtown at 46 East Ohio Street. Most people file Chapter 7 (wipe out qualifying debt in a few months) or Chapter 13 (a 3-to-5-year repayment plan that can save your house or car). Indiana makes you use state exemptions, not the federal set, which changes what you keep. The firms below focus on consumer bankruptcy in Marion County and appear across public legal directories.
Updated March 9, 2026
You don't have to be completely out of options to benefit from bankruptcy advice, but some situations make a consultation urgent. Talk to an Indianapolis bankruptcy attorney if:
The biggest mistakes happen before filing — draining a retirement account, paying back a relative, or transferring property — so the most valuable conversation is the one you have before you act, not after.
Chapter 7 is usually a flat fee; Chapter 13 fees are largely set by the court and paid through your plan:
Most Indianapolis Chapter 7 cases run about $1,000 to $1,800 in attorney fees plus the $338 court filing fee. In Chapter 13, much of the attorney fee is set by the court as a "no-look" fee and paid through your repayment plan rather than up front, which is part of why Chapter 13 appeals to people who can't pull together a lump sum. See our bankruptcy guide and the attorney cost guide.
A clean Chapter 7 is usually done within a few months. Chapter 13 is a longer commitment, but it's the path that saves homes and cars and stretches catch-up payments into something manageable.
An Indianapolis firm that focuses almost exclusively on consumer bankruptcy, with attorneys who have concentrated on Chapter 7 and Chapter 13 for years and know the Southern District of Indiana well. Noted for evening and weekend appointments and flexible payment plans. Frequently recommended in local bankruptcy roundups.
A long-running Indianapolis bankruptcy practice with three area offices, where each attorney has focused almost exclusively on bankruptcy for at least 15 years. Handles consumer Chapter 7 and Chapter 13 filings. Listed in Expertise.com and other directories.
A firm serving the Indianapolis area and all of Indiana with Chapter 7 and Chapter 13 representation alongside other consumer-law matters. A fit when a bankruptcy overlaps with creditor disputes or consumer-protection issues.
A long-established Indianapolis consumer bankruptcy attorney who advertises low or $0-upfront attorney fees for emergency Chapter 7 and Chapter 13 filings. Best for filers who need to stop a garnishment or foreclosure quickly.
An Indianapolis firm with a dedicated bankruptcy practice handling Chapter 7 and Chapter 13 cases for individuals. Listed in public legal directories. A focused option for consumers weighing which chapter fits their situation.
Firm details are gathered from public legal directories (Best Lawyers, Super Lawyers, Avvo, Justia, FindLaw); ratings not shown are not yet aggregated. We do not accept payment for placement.
Tell us briefly what's happening — garnishment, foreclosure, lawsuit, or just unmanageable debt. We route a confidential request to a best-fit Indianapolis bankruptcy firm in this directory.