Minneapolis · MN · Vetted Directory

Top Bankruptcy Lawyers in Minneapolis

Bankruptcy is a legal reset, and for many Minneapolis families it stops the garnishments, calls, and lawsuits within days of filing. Cases are filed in the U.S. Bankruptcy Court for the District of Minnesota in downtown Minneapolis. Chapter 7 wipes out most unsecured debt in a few months if you pass the means test; Chapter 13 sets up a three-to-five-year repayment plan and is common when you want to save a house. Minnesota has one of the most generous homestead exemptions in the country (over $500,000 in equity for most homes), so many people keep their house. A bankruptcy lawyer figures out which chapter fits and what you get to keep. Below are vetted Minneapolis firms that handle bankruptcy.

D. Minn.
U.S. Bankruptcy Court
Ch. 7 / Ch. 13
Two Main Paths
$510k+
MN Homestead Exemption
$1,000-$2,000
Chapter 7 Fee

Updated May 18, 2026

When you need a Minneapolis bankruptcy lawyer

If you can realistically pay your debts down, bankruptcy may not be the answer. You should talk to a Minneapolis bankruptcy lawyer when:

  • Your wages or bank account are being garnished, or a creditor has sued you.
  • You are behind on a mortgage or car and want to catch up and keep it.
  • You are using credit cards to pay basic bills and the balances keep growing.
  • Medical debt or a job loss has put you in a hole you cannot climb out of.
  • You want to know whether Chapter 7 or Chapter 13 fits, and what you would keep.

What a Minneapolis bankruptcy lawyer costs

Most Minneapolis bankruptcy lawyers charge flat fees, which makes the cost predictable. Chapter 13 costs more because the case runs for years, though much of the fee is paid through the plan.

$1,000-$2,000
Chapter 7 attorney fee
$3,000-$4,500
Chapter 13 attorney fee
$338
Chapter 7 court filing fee
$313
Chapter 13 court filing fee

Most Minneapolis bankruptcy firms offer a free first consultation, so you can learn where you stand before paying anything. For the national picture, see our Bankruptcy guide, or browse all Minneapolis lawyers.

How a Minneapolis bankruptcy matter moves

  • Free consult: the lawyer reviews your debts, income, and assets and tells you which chapter fits.
  • Means test and prep: counsel runs the Chapter 7 means test and gathers documents and the required credit counseling.
  • File: the petition is filed in the U.S. Bankruptcy Court for the District of Minnesota, and the automatic stay stops collection.
  • 341 meeting: you attend a short meeting of creditors with the trustee, usually a month after filing.
  • Discharge or plan: Chapter 7 debts are wiped in a few months; Chapter 13 runs a three-to-five-year plan to discharge.

Minneapolis firms that handle bankruptcy matters

1

Hoglund Law

MinneapolisMid-sizebankruptcy, Chapter 7 & 13

A Minnesota firm with a large Minneapolis-area bankruptcy practice handling Chapter 7 and Chapter 13 for individuals and families. A fit for filers who want an established, high-volume consumer practice.

Free ConsultationMid-size
Request Free Consult
2

LifeBack Law Firm, P.A.

MinneapolisSmallbankruptcy, debt relief

A Minnesota bankruptcy firm serving the Minneapolis area, focused on consumer Chapter 7 and Chapter 13 cases. A good option for clients who want a debt-relief-focused practice.

Free ConsultationSmall
Request Free Consult
3

Prescott Pearson & Tande, PA

MinneapolisSmallbankruptcy, Chapter 7 & 13

A Twin Cities bankruptcy firm representing individuals in Chapter 7 and Chapter 13 in the District of Minnesota. A reasonable pick for straightforward consumer filings.

Free ConsultationSmall
Request Free Consult
4

Lamey Law Firm, P.A.

MinneapolisSmallbankruptcy, consumer debt

A Minnesota firm handling consumer bankruptcy and debt matters for clients in the Minneapolis-St. Paul area. A fit for filers who want a smaller firm and direct attorney contact.

Free ConsultationSmall
Request Free Consult

See the full ranked write-up in our Top 10 bankruptcy lawyers in Minneapolis guide. Firm details are gathered from public sources; ratings not shown are not yet aggregated.

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Bankruptcy in Minneapolis — FAQ

How much does a bankruptcy lawyer cost in Minneapolis?
Chapter 7 attorney fees in Minneapolis usually run $1,000 to $2,000 plus a $338 court filing fee. Chapter 13 runs $3,000 to $4,500 plus a $313 filing fee, but much of the Chapter 13 fee is paid through the repayment plan rather than up front. Most firms offer a free first consult.
What is the difference between Chapter 7 and Chapter 13?
Chapter 7 wipes out most unsecured debt in a few months if you pass the means test, but you must be within income limits. Chapter 13 sets up a three-to-five-year repayment plan and is used when you earn too much for Chapter 7 or want to catch up on a house or car. A lawyer matches the chapter to your situation.
Will I lose my house if I file bankruptcy in Minnesota?
Usually not. Minnesota has one of the most generous homestead exemptions in the country, protecting well over $500,000 of equity in most homes. Most filers keep their house, especially in Chapter 13, which is built to let you catch up on a mortgage. A Minneapolis lawyer can confirm based on your equity.
Does filing stop collection calls and garnishment?
Yes. The moment you file, the automatic stay takes effect and creditors must stop calls, lawsuits, and wage or bank garnishment. It is one of the fastest forms of relief in the law. A Minneapolis bankruptcy lawyer can often file quickly when a garnishment is already hitting your paycheck.
Will bankruptcy ruin my credit forever?
No. A bankruptcy stays on your credit report for several years, but many people rebuild within a year or two because the debt that was dragging their score down is gone. A Minneapolis bankruptcy lawyer can explain a realistic rebuilding timeline for your situation.

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