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Flexible Payment Plans · Cost-Effective Rates · Est. 2018

Stutz Law Office, P.C.

900 Howe Ave, Suite 220 · Sacramento, CA 95825 · (916) 884-2235

Bankruptcy Getting Divorced Child Custody Chapter 7 & 13 Personal Injury Domestic Violence Defense

Sacramento boutique firm founded by Joshua Stutz and Matthew Decaminada. The practice combines family law and debt relief — two situations that often arrive together — at rates designed to be accessible.

Request Free Consultation (916) 884-2235
4.7
★★★★★
Based on 53+ verified client reviews
Overall
4.7
Results
4.8
Communication
4.8
Value
4.9
Editorial Verdict

Why Choose Stutz Law Office, P.C.?

Divorce and bankruptcy often arrive at the same kitchen table. Stutz Law Office is one of the few Sacramento firms that handles both well, at rates ordinary families can actually afford. Founded in 2018 by Joshua Stutz and Matthew Decaminada, the firm offers flat-fee bankruptcy work and structured payment plans for family law — a meaningful alternative to firms that demand a $7,500 retainer up front. Reviews repeatedly mention responsiveness, transparency about cost, and judgment-free guidance through what are often the hardest weeks of a client's life. If you need both Chapter 7 and a parenting plan, you can get both here.

Fees & Pricing

What You'll Likely Pay

Fee structure: Hourly · Flat Fee · Payment Plans. The firm provides written fee agreements at the outset and offers a free initial consultation to review options and scope.

$275–$395
per hour
Free initial consultation
No obligation
The Team

Key Attorneys

Joshua A. Stutz - Stutz Law Office, P.C.

Joshua A. Stutz

Founding Partner
Family law and personal injury. Known for direct communication and structured fee arrangements.
Matthew Decaminada - Stutz Law Office, P.C.

Matthew Decaminada

Partner
Bankruptcy (Chapter 7 and 13), debt negotiation, and foreclosure defense. Sacramento bankruptcy court regular.
Support Staff - Stutz Law Office, P.C.

Support Staff

Paralegals & Intake
Petition preparation, creditor communication, custody filings, and document management.
Client Experiences

What Clients Say

Client
Tina R.
Bankruptcy · Sacramento
★★★★★
"Chapter 7 filed and discharged within 4 months. Matt explained the process so clearly I felt in control for the first time in two years. Affordable flat fee."
Client
Michael K.
Divorce · Carmichael
★★★★★
"Josh let us pay the retainer on a payment plan and was patient through a complicated custody fight. Cost-effective without cutting corners."
Client
Allison P.
Domestic Violence · Sacramento
★★★★★
"Restraining order obtained, custody secured, kept the kids safe. The firm understood the urgency and never made me feel like a number."
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FAQ

Common Questions About This Firm

Will bankruptcy stop my wage garnishment or foreclosure?
Typically yes. Filing triggers an automatic stay that immediately stops garnishments, foreclosure sales, and most creditor calls. Stutz Law Office files quickly when urgency demands it.
What does a Chapter 7 bankruptcy cost with Stutz Law?
The firm offers flat fees for Chapter 7 cases. Exact pricing depends on case complexity, but Stutz Law is intentionally priced below most Sacramento bankruptcy firms. Payment plans are available.
Can I file bankruptcy and divorce at the same time?
Sometimes — but the order matters. The firm handles both and can sequence them to protect property, discharge marital debt, and preserve custody rights. This is exactly the kind of crossover case the firm was built for.
Will I lose my house or car in Chapter 7?
Often no. California has generous exemptions that protect most homes and vehicles. The firm runs an exemption analysis before filing so you know what's protected.
Do they offer payment plans?
Yes. Family law retainers and bankruptcy fees can both be structured on installment plans for qualifying clients.