Morgan & Morgan
Car accidents, premises liability, serious injury
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Hurt in an accident in Tampa? A personal injury claim is how you recover money for medical bills, lost wages, and pain after someone else's carelessness injures you. One change matters more than any other right now: as of March 2023, Florida cut the deadline to file most negligence claims from four years to two (HB 837), so the window is shorter than many people expect. Florida also uses modified comparative negligence with a 51% bar — if you're found more than 50% at fault, you recover nothing. Car-crash claimants start with their own $10,000 PIP coverage before stepping outside it for serious injuries. Cases are filed in Hillsborough County, part of the 13th Judicial Circuit. Tampa injury firms work on contingency — typically 33⅓% before a lawsuit and 40% if the case is filed — so you pay nothing up front.
Updated March 10, 2026
Car accidents, premises liability, serious injury
Car and truck accidents, injury claims
Auto accidents, slip-and-fall, injury
Personal injury, accidents, wrongful death
Auto accidents and personal injury
Car accidents, injury, and wrongful death
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A personal injury claim covers harm caused by someone else's negligence — car and truck crashes, slip-and-falls, and similar accidents. To win, you show the other party owed you a duty of care, breached it, and caused your injury and losses. In Tampa, car crashes make up the bulk of cases, followed by premises-liability claims like falls in stores or apartment complexes.
Two Florida rules shape your case. First, the deadline: HB 837 (March 2023) shortened the statute of limitations for most negligence claims from four years to two, so you have less time than you may think to file. Second, comparative fault: Florida now uses a 51% bar, meaning if you're found more than half responsible for your own injury, you recover nothing — and your damages are reduced by your share of fault if you're 50% or less.
Car-accident claims start under Florida's no-fault system: your own Personal Injury Protection (PIP) pays up to $10,000 of medical bills regardless of fault, and you can pursue the at-fault driver only when the injury is serious enough to meet the legal threshold. Cases are filed in Hillsborough County's 13th Judicial Circuit. Fees are contingency — typically 33⅓% of the recovery before a lawsuit is filed and 40% afterward — with no fee unless the firm wins.